大數(shu)金(jin)融(rong)(rong),全稱深圳前海(hai)大數(shu)金(jin)融(rong)(rong)服務有限公(gong)(gong)司,國內的(de)(de)(de)(de)金(jin)融(rong)(rong)科技公(gong)(gong)司,于打造開放(fang)的(de)(de)(de)(de)數(shu)據化風(feng)險管(guan)(guan)理(li)平臺,賦予銀(yin)行(xing)(xing)(xing)(xing)業迭代升(sheng)級的(de)(de)(de)(de)信貸(dai)(dai)能力,踐行(xing)(xing)(xing)(xing)普惠(hui)金(jin)融(rong)(rong)。大數(shu)金(jin)融(rong)(rong)成(cheng)立于2014年7月,成(cheng)立之初(chu)即獲(huo)(huo)得“紅(hong)(hong)杉(shan)資(zi)(zi)本”中(zhong)國基金(jin)一億(yi)元風(feng)險投(tou)資(zi)(zi),是(shi)紅(hong)(hong)杉(shan)中(zhong)國對初(chu)始(shi)(shi)期(qi)(qi)創(chuang)(chuang)業公(gong)(gong)司大的(de)(de)(de)(de)投(tou)資(zi)(zi)。此次融(rong)(rong)資(zi)(zi)由PAG(太(tai)盟(meng)投(tou)資(zi)(zi)集團(tuan))、春華(hua)資(zi)(zi)本聯(lian)合(he)(he)領投(tou),紅(hong)(hong)杉(shan)資(zi)(zi)本全比例(li)跟進,光大控股跟投(tou),華(hua)興資(zi)(zi)本擔(dan)(dan)任財務顧問。大數(shu)金(jin)融(rong)(rong)由行(xing)(xing)(xing)(xing)業個人信貸(dai)(dai)專(zhuan)家、原平安銀(yin)行(xing)(xing)(xing)(xing)總行(xing)(xing)(xing)(xing)零售總監柳博(bo)先生所帶領的(de)(de)(de)(de)管(guan)(guan)理(li)團(tuan)隊(dui)創(chuang)(chuang)建(jian),創(chuang)(chuang)始(shi)(shi)人均來(lai)自平安銀(yin)行(xing)(xing)(xing)(xing)中(zhong)高(gao)層,擁(yong)有累計(ji)發放(fang)近千億(yi)無擔(dan)(dan)保貸(dai)(dai)款(kuan)的(de)(de)(de)(de)管(guan)(guan)理(li)經驗。大數(shu)金(jin)融(rong)(rong)管(guan)(guan)理(li)團(tuan)隊(dui)開創(chuang)(chuang)的(de)(de)(de)(de)第三代小微(wei)貸(dai)(dai)款(kuan)技術(shu)(shu),將數(shu)據化的(de)(de)(de)(de)風(feng)控與信貸(dai)(dai)工廠模式相結合(he)(he),從獲(huo)(huo)客、審(shen)查審(shen)批、貸(dai)(dai)后管(guan)(guan)理(li)等(deng)全流程進行(xing)(xing)(xing)(xing)了(le)(le)突破性的(de)(de)(de)(de)改變,實現(xian)了(le)(le)風(feng)險和(he)規模的(de)(de)(de)(de)雙重(zhong)效應。該技術(shu)(shu)已應用于2000億(yi)元個人無擔(dan)(dan)保貸(dai)(dai)款(kuan)的(de)(de)(de)(de)發放(fang),歷經8年經濟下行(xing)(xing)(xing)(xing)周期(qi)(qi),資(zi)(zi)產(chan)質量表現(xian)穩(wen)定(ding)。公(gong)(gong)司成(cheng)立以(yi)來(lai),已設立了(le)(le)深圳、廣(guang)州(zhou)、東莞、重(zhong)慶、北(bei)京、天津、武漢、長沙、南昌、珠海(hai)、南京、蘇(su)州(zhou)、佛(fo)山、廈門、上海(hai)、成(cheng)都(dou)等(deng)20家分公(gong)(gong)司,先后與北(bei)京銀(yin)行(xing)(xing)(xing)(xing)、廣(guang)東華(hua)興銀(yin)行(xing)(xing)(xing)(xing)等(deng)超(chao)過(guo)27家銀(yin)行(xing)(xing)(xing)(xing)合(he)(he)作(zuo),幫助超(chao)過(guo)6萬(wan)名的(de)(de)(de)(de)草根級小微(wei)業主獲(huo)(huo)得正規金(jin)融(rong)(rong)機構(gou)價格(ge)合(he)(he)理(li)的(de)(de)(de)(de)貸(dai)(dai)款(kuan),為(wei)客戶及(ji)合(he)(he)作(zuo)機構(gou)持(chi)續創(chuang)(chuang)造價值。