匯友(you)(you)財(cai)產相(xiang)互保(bao)(bao)險(xian)(xian)(xian)社(以下(xia)簡稱“匯友(you)(you)相(xiang)互”)是(shi)(shi)專(zhuan)業(ye)(ye)服務(wu)于住建及(ji)(ji)工(gong)程領域的(de)相(xiang)互保(bao)(bao)險(xian)(xian)(xian)企業(ye)(ye),也是(shi)(shi)國(guo)內較早試點的(de)三(san)家(jia)相(xiang)互保(bao)(bao)險(xian)(xian)(xian)組(zu)織之一。2017年6月22日經中國(guo)銀行保(bao)(bao)險(xian)(xian)(xian)監督(du)管理委員會批準開業(ye)(ye),總部位于北京,主營(ying)業(ye)(ye)務(wu)包括(kuo)住建及(ji)(ji)工(gong)程領域的(de)責任保(bao)(bao)險(xian)(xian)(xian)、信(xin)用保(bao)(bao)證保(bao)(bao)險(xian)(xian)(xian)、財(cai)產險(xian)(xian)(xian)、工(gong)程險(xian)(xian)(xian)、意(yi)健險(xian)(xian)(xian)等。
匯友相互是(shi)一家由全體會員持有,并以(yi)(yi)互助合作方式為(wei)會員提供(gong)保(bao)(bao)險服(fu)務的組織,具有同質(zhi)風險保(bao)(bao)障(zhang)需(xu)求,向(xiang)本社投保(bao)(bao)的單(dan)位(wei)或個人(ren)即可成(cheng)為(wei)會員。會員不僅是(shi)保(bao)(bao)險消(xiao)費者,更是(shi)相互保(bao)(bao)險的所有者,除了可以(yi)(yi)享(xiang)受保(bao)(bao)險及相關服(fu)務外,還享(xiang)有參與民主(zhu)管理(li)和分享(xiang)企(qi)業(ye)盈余的權(quan)利(li),同時擁有相應的建議監督(du)權(quan)和查閱(yue)知(zhi)情權(quan)等(deng)。
匯友相(xiang)(xiang)互(hu)的(de)(de)根本使命就是為(wei)(wei)(wei)(wei)會員(yuan)(yuan)打造一(yi)個高(gao)效(xiao)的(de)(de)互(hu)助平臺,秉承 “一(yi)切以會員(yuan)(yuan)為(wei)(wei)(wei)(wei)中心(xin)(xin)”的(de)(de)宗旨,致力于(yu)成為(wei)(wei)(wei)(wei)值得會員(yuan)(yuan)信賴(lai)的(de)(de)相(xiang)(xiang)互(hu)保(bao)(bao)(bao)(bao)險(xian)企(qi)業(ye)。匯友相(xiang)(xiang)互(hu)專注于(yu)發展(zhan)在住房(fang)及(ji)建設工(gong)程(cheng)(cheng)(cheng)領域有風險(xian)保(bao)(bao)(bao)(bao)障需求的(de)(de)單位或個人成為(wei)(wei)(wei)(wei)會員(yuan)(yuan),核(he)心(xin)(xin)產品涵(han)蓋(gai)建設工(gong)程(cheng)(cheng)(cheng)投標保(bao)(bao)(bao)(bao)證、合同履約保(bao)(bao)(bao)(bao)證、工(gong)程(cheng)(cheng)(cheng)款項支(zhi)付保(bao)(bao)(bao)(bao)證、農民工(gong)工(gong)資支(zhi)付保(bao)(bao)(bao)(bao)證、融(rong)資保(bao)(bao)(bao)(bao)證等信用保(bao)(bao)(bao)(bao)證保(bao)(bao)(bao)(bao)險(xian),工(gong)程(cheng)(cheng)(cheng)質量、相(xiang)(xiang)關企(qi)業(ye)和(he)從(cong)業(ye)人員(yuan)(yuan)責任(ren)保(bao)(bao)(bao)(bao)險(xian),以及(ji)工(gong)程(cheng)(cheng)(cheng)保(bao)(bao)(bao)(bao)險(xian)、財產保(bao)(bao)(bao)(bao)險(xian)和(he)意外傷害保(bao)(bao)(bao)(bao)險(xian)等,即圍繞上下游產業(ye)鏈為(wei)(wei)(wei)(wei)會員(yuan)(yuan)提供(gong)價格(ge)較低(di)、服務(wu)(wu)良好(hao)、定制化(hua)的(de)(de)一(yi)攬子保(bao)(bao)(bao)(bao)險(xian)及(ji)相(xiang)(xiang)關金融(rong)服務(wu)(wu)。