說明:以(yi)下中信銀行(xing)(xing)人(ren)民幣存(cun)款利率表自2023年(nian)12月25日(ri)起執(zhi)行(xing)(xing),存(cun)款掛牌利率僅(jin)供(gong)參考,對具體客戶(hu)的(de)實際執(zhi)行(xing)(xing)利率以(yi)中信銀行(xing)(xing)分支機(ji)構等業務渠(qu)道(dao)最(zui)終辦理結果為(wei)準。
單位:年利率(%)
?城鄉居民存款 | 非保證金存款利率 | 保證金存款利率 |
一、活期存款 | 0.2 | 0.2 |
二、定期存款 | ||
1.整存整取 | ||
三個月 | 1.2 | 1 |
半年 | 1.45 | 1.2 |
一年 | 1.65 | 1.3 |
二年 | 1.7 | 1.6 |
三年 | 2 | 1.85 |
五年 | 2.05 | 1.9 |
2.零存整取、整存零取、存本取息 | ||
一年 | 1.3 | - |
三年 | 1.55 | - |
五年 | 1.55 | - |
3.定活兩便 | 按一年以內定期整存整取同檔次利率打六折執行 | - |
三、通知存款 | ||
一天 | 0.25 | - |
七天 | 0.8 | - |
中(zhong)(zhong)信銀行(xing)(xing)成(cheng)立(li)于1987年,是中(zhong)(zhong)國(guo)改革開放(fang)中(zhong)(zhong)較(jiao)早成(cheng)立(li)的新(xin)興(xing)商(shang)業銀行(xing)(xing)之一,是中(zhong)(zhong)國(guo)較(jiao)早參與(yu)國(guo)內外(wai)金融市場融資(zi)的商(shang)業銀行(xing)(xing),為中(zhong)(zhong)國(guo)經濟建(jian)設做出了(le)積極貢獻。2007年4月,中(zhong)(zhong)信銀行(xing)(xing)實現(xian)在(zai)上海證券交易(yi)所和(he)香港聯合交易(yi)所A+H股同步上市。
中信(xin)銀(yin)(yin)(yin)行(xing)(xing)(xing)以(yi)建設成(cheng)為(wei)“有(you)擔當、有(you)溫(wen)度、有(you)特色、有(you)價值”的綜(zong)合金(jin)融(rong)(rong)服(fu)務(wu)(wu)提(ti)供(gong)者為(wei)發展愿(yuan)景,充分(fen)發揮中信(xin)集(ji)團“金(jin)融(rong)(rong)+實業(ye)(ye)(ye)(ye)(ye)”綜(zong)合平臺(tai)優勢(shi),向企業(ye)(ye)(ye)(ye)(ye)客戶和(he)機構(gou)客戶提(ti)供(gong)公(gong)司銀(yin)(yin)(yin)行(xing)(xing)(xing)業(ye)(ye)(ye)(ye)(ye)務(wu)(wu)、國際業(ye)(ye)(ye)(ye)(ye)務(wu)(wu)、金(jin)融(rong)(rong)市場業(ye)(ye)(ye)(ye)(ye)務(wu)(wu)、機構(gou)業(ye)(ye)(ye)(ye)(ye)務(wu)(wu)、投(tou)資(zi)銀(yin)(yin)(yin)行(xing)(xing)(xing)業(ye)(ye)(ye)(ye)(ye)務(wu)(wu)、交易銀(yin)(yin)(yin)行(xing)(xing)(xing)業(ye)(ye)(ye)(ye)(ye)務(wu)(wu)、托(tuo)管業(ye)(ye)(ye)(ye)(ye)務(wu)(wu)等綜(zong)合金(jin)融(rong)(rong)解決方(fang)案(an),向個人(ren)客戶提(ti)供(gong)零(ling)售銀(yin)(yin)(yin)行(xing)(xing)(xing)、信(xin)用卡、消(xiao)費金(jin)融(rong)(rong)、財富(fu)管理、私人(ren)銀(yin)(yin)(yin)行(xing)(xing)(xing)、出(chu)國金(jin)融(rong)(rong)、電(dian)子銀(yin)(yin)(yin)行(xing)(xing)(xing)等多元(yuan)化金(jin)融(rong)(rong)產品及服(fu)務(wu)(wu),多方(fang)位滿足企業(ye)(ye)(ye)(ye)(ye)、機構(gou)及個人(ren)客戶的綜(zong)合金(jin)融(rong)(rong)服(fu)務(wu)(wu)需求。
截(jie)至2021年末,中(zhong)(zhong)信(xin)(xin)銀(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)在(zai)國(guo)(guo)內(nei)153個大中(zhong)(zhong)城市(shi)設(she)(she)有(you)(you)(you)(you)1415家營(ying)(ying)業(ye)網(wang)點,在(zai)境內(nei)外下設(she)(she)中(zhong)(zhong)信(xin)(xin)國(guo)(guo)際金(jin)融(rong)(rong)控(kong)股有(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)、信(xin)(xin)銀(yin)(yin)(yin)(yin)(香(xiang)(xiang)(xiang)港)投資(zi)(zi)有(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)、中(zhong)(zhong)信(xin)(xin)金(jin)融(rong)(rong)租賃(lin)有(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)、信(xin)(xin)銀(yin)(yin)(yin)(yin)理財有(you)(you)(you)(you)限(xian)(xian)責(ze)任公(gong)(gong)(gong)司(si)(si)(si)(si)、中(zhong)(zhong)信(xin)(xin)百信(xin)(xin)銀(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)股份有(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)、阿爾金(jin)銀(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)和(he)浙江(jiang)臨安(an)中(zhong)(zhong)信(xin)(xin)村(cun)鎮銀(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)股份有(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)7家附屬機構。其中(zhong)(zhong),中(zhong)(zhong)信(xin)(xin)國(guo)(guo)際金(jin)融(rong)(rong)控(kong)股有(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)子(zi)(zi)(zi)公(gong)(gong)(gong)司(si)(si)(si)(si)中(zhong)(zhong)信(xin)(xin)銀(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(國(guo)(guo)際)在(zai)香(xiang)(xiang)(xiang)港、澳門(men)、紐約、洛(luo)杉磯、新加坡和(he)中(zhong)(zhong)國(guo)(guo)內(nei)地(di)設(she)(she)有(you)(you)(you)(you)32家營(ying)(ying)業(ye)網(wang)點和(he)2家商(shang)務中(zhong)(zhong)心(xin)。信(xin)(xin)銀(yin)(yin)(yin)(yin)(香(xiang)(xiang)(xiang)港)投資(zi)(zi)有(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)在(zai)香(xiang)(xiang)(xiang)港和(he)境內(nei)設(she)(she)有(you)(you)(you)(you)3家子(zi)(zi)(zi)公(gong)(gong)(gong)司(si)(si)(si)(si)。信(xin)(xin)銀(yin)(yin)(yin)(yin)理財有(you)(you)(you)(you)限(xian)(xian)責(ze)任公(gong)(gong)(gong)司(si)(si)(si)(si)為本行(xing)(xing)(xing)(xing)(xing)全資(zi)(zi)理財子(zi)(zi)(zi)公(gong)(gong)(gong)司(si)(si)(si)(si)。中(zhong)(zhong)信(xin)(xin)百信(xin)(xin)銀(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)股份有(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)為中(zhong)(zhong)信(xin)(xin)銀(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)與百度(du)公(gong)(gong)(gong)司(si)(si)(si)(si)發(fa)起設(she)(she)立的具有(you)(you)(you)(you)獨立法人資(zi)(zi)格直銷銀(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)。阿爾金(jin)銀(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)在(zai)哈薩克斯坦設(she)(she)有(you)(you)(you)(you)7家營(ying)(ying)業(ye)網(wang)點和(he)1個私人銀(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)中(zhong)(zhong)心(xin)。
中信銀行(xing)堅持服務實體經濟,穩健經營,與時(shi)俱進。經過(guo)30余年(nian)的發展,已成(cheng)為(wei)一家總(zong)資產(chan)規模超8萬億元、員工人數(shu)近6萬名,具有強大(da)綜(zong)合實力(li)和品牌競爭力(li)的金融(rong)集團。