說明(ming):以下中(zhong)信銀(yin)行(xing)人民幣存款利(li)率(lv)(lv)表(biao)自(zi)2023年(nian)12月(yue)25日起執(zhi)行(xing),存款掛牌利(li)率(lv)(lv)僅供參考(kao),對具體客戶的(de)實際(ji)執(zhi)行(xing)利(li)率(lv)(lv)以中(zhong)信銀(yin)行(xing)分支機構(gou)等業務渠道最終辦理(li)結(jie)果(guo)為準。
單位(wei):年利率(%)
?城鄉居民存款 | 非保證金存款利率 | 保證金存款利率 |
一、活期存款 | 0.2 | 0.2 |
二、定期存款 | ||
1.整存整取 | ||
三個月 | 1.2 | 1 |
半年 | 1.45 | 1.2 |
一年 | 1.65 | 1.3 |
二年 | 1.7 | 1.6 |
三年 | 2 | 1.85 |
五年 | 2.05 | 1.9 |
2.零存整取、整存零取、存本取息 | ||
一年 | 1.3 | - |
三年 | 1.55 | - |
五年 | 1.55 | - |
3.定活兩便 | 按一年以內定期整存整取同檔次利率打六折執行 | - |
三、通知存款 | ||
一天 | 0.25 | - |
七天 | 0.8 | - |
中(zhong)(zhong)信(xin)銀(yin)行成立于(yu)1987年,是中(zhong)(zhong)國(guo)(guo)改革開放(fang)中(zhong)(zhong)較早成立的新興商業(ye)銀(yin)行之一,是中(zhong)(zhong)國(guo)(guo)較早參與國(guo)(guo)內外金(jin)融(rong)市場(chang)融(rong)資的商業(ye)銀(yin)行,為(wei)中(zhong)(zhong)國(guo)(guo)經濟建設做出了(le)積極貢獻。2007年4月(yue),中(zhong)(zhong)信(xin)銀(yin)行實現在(zai)上海證券交易所和香港聯合交易所A+H股(gu)同(tong)步(bu)上市。
中(zhong)信銀行(xing)(xing)(xing)以建設成為(wei)“有擔當、有溫度、有特色(se)、有價(jia)值”的(de)綜合(he)金(jin)融(rong)(rong)服務(wu)(wu)提供(gong)(gong)者(zhe)為(wei)發展愿景,充分(fen)發揮中(zhong)信集團“金(jin)融(rong)(rong)+實(shi)業”綜合(he)平(ping)臺優勢,向(xiang)企業客戶(hu)(hu)和機(ji)構(gou)客戶(hu)(hu)提供(gong)(gong)公司銀行(xing)(xing)(xing)業務(wu)(wu)、國際業務(wu)(wu)、金(jin)融(rong)(rong)市(shi)場業務(wu)(wu)、機(ji)構(gou)業務(wu)(wu)、投資(zi)銀行(xing)(xing)(xing)業務(wu)(wu)、交(jiao)易銀行(xing)(xing)(xing)業務(wu)(wu)、托管業務(wu)(wu)等(deng)綜合(he)金(jin)融(rong)(rong)解決方案(an),向(xiang)個人客戶(hu)(hu)提供(gong)(gong)零售銀行(xing)(xing)(xing)、信用卡、消費金(jin)融(rong)(rong)、財富管理、私人銀行(xing)(xing)(xing)、出(chu)國金(jin)融(rong)(rong)、電子銀行(xing)(xing)(xing)等(deng)多(duo)元化金(jin)融(rong)(rong)產(chan)品(pin)及服務(wu)(wu),多(duo)方位滿足企業、機(ji)構(gou)及個人客戶(hu)(hu)的(de)綜合(he)金(jin)融(rong)(rong)服務(wu)(wu)需求。
截至2021年末,中(zhong)(zhong)信(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)(xing)在(zai)國(guo)內(nei)153個(ge)大中(zhong)(zhong)城(cheng)市設(she)有(you)(you)(you)(you)1415家(jia)營(ying)業網(wang)點,在(zai)境內(nei)外下設(she)中(zhong)(zhong)信(xin)(xin)(xin)國(guo)際金(jin)(jin)融(rong)控股(gu)(gu)有(you)(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)、信(xin)(xin)(xin)銀(yin)(yin)(yin)(香(xiang)港)投資(zi)有(you)(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)、中(zhong)(zhong)信(xin)(xin)(xin)金(jin)(jin)融(rong)租賃有(you)(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)、信(xin)(xin)(xin)銀(yin)(yin)(yin)理(li)財(cai)(cai)有(you)(you)(you)(you)限(xian)責任(ren)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)、中(zhong)(zhong)信(xin)(xin)(xin)百(bai)信(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)(xing)股(gu)(gu)份(fen)有(you)(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)、阿(a)爾(er)金(jin)(jin)銀(yin)(yin)(yin)行(xing)(xing)(xing)和(he)(he)浙(zhe)江臨安中(zhong)(zhong)信(xin)(xin)(xin)村(cun)鎮銀(yin)(yin)(yin)行(xing)(xing)(xing)股(gu)(gu)份(fen)有(you)(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)7家(jia)附屬機構(gou)。其中(zhong)(zhong),中(zhong)(zhong)信(xin)(xin)(xin)國(guo)際金(jin)(jin)融(rong)控股(gu)(gu)有(you)(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)子(zi)(zi)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)中(zhong)(zhong)信(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)(xing)(國(guo)際)在(zai)香(xiang)港、澳門、紐約、洛杉磯、新加坡和(he)(he)中(zhong)(zhong)國(guo)內(nei)地設(she)有(you)(you)(you)(you)32家(jia)營(ying)業網(wang)點和(he)(he)2家(jia)商務中(zhong)(zhong)心(xin)。信(xin)(xin)(xin)銀(yin)(yin)(yin)(香(xiang)港)投資(zi)有(you)(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)在(zai)香(xiang)港和(he)(he)境內(nei)設(she)有(you)(you)(you)(you)3家(jia)子(zi)(zi)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)。信(xin)(xin)(xin)銀(yin)(yin)(yin)理(li)財(cai)(cai)有(you)(you)(you)(you)限(xian)責任(ren)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)為(wei)本行(xing)(xing)(xing)全資(zi)理(li)財(cai)(cai)子(zi)(zi)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)。中(zhong)(zhong)信(xin)(xin)(xin)百(bai)信(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)(xing)股(gu)(gu)份(fen)有(you)(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)為(wei)中(zhong)(zhong)信(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)(xing)與百(bai)度公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)發起設(she)立(li)的具有(you)(you)(you)(you)獨立(li)法人資(zi)格直銷(xiao)銀(yin)(yin)(yin)行(xing)(xing)(xing)。阿(a)爾(er)金(jin)(jin)銀(yin)(yin)(yin)行(xing)(xing)(xing)在(zai)哈薩(sa)克斯(si)坦(tan)設(she)有(you)(you)(you)(you)7家(jia)營(ying)業網(wang)點和(he)(he)1個(ge)私人銀(yin)(yin)(yin)行(xing)(xing)(xing)中(zhong)(zhong)心(xin)。
中信銀行堅持服(fu)務實(shi)體經濟,穩健(jian)經營(ying),與時(shi)俱進。經過30余(yu)年(nian)的發(fa)展,已成為一家總(zong)資產規模超8萬(wan)億元、員工人數近(jin)6萬(wan)名,具(ju)有強大(da)綜合實(shi)力(li)和品牌競爭力(li)的金融集團。