2024年1月22日,中(zhong)信銀行(xing)發布2023年度(du)業績(ji)快報(集團口徑)。2023年營業總(zong)收入為2058.96億元(yuan),同比(bi)(bi)下降2.60%;利(li)潤總(zong)額748.87億元(yuan),比(bi)(bi)上年增長(chang)2.00%;實現歸屬(shu)于該(gai)行(xing)股東(dong)的(de)凈(jing)利(li)潤670.16億元(yuan),比(bi)(bi)上年增長(chang)7.91%。
資產(chan)質量方面(mian),截至2023年(nian)末,中(zhong)信(xin)銀行不良貸(dai)款率為1.18%,比上(shang)年(nian)末下降(jiang)0.09個(ge)百分(fen)點(dian);撥備覆蓋率207.59%,比上(shang)年(nian)末上(shang)升6.40個(ge)百分(fen)點(dian)。
資(zi)(zi)產金(jin)額(e)方面,截至2023年(nian)末,中信銀(yin)行資(zi)(zi)產總額(e)突破9萬億(yi)元(yuan),達90528.45億(yi)元(yuan),比(bi)上年(nian)末增長5.91%;歸屬于中信銀(yin)行普通股股東(dong)的所有者權益 6023.39億(yi)元(yuan),比(bi)上年(nian)末增長9.42%。
中(zhong)(zhong)信(xin)銀行成(cheng)立于1987年,是中(zhong)(zhong)國(guo)改革(ge)開放中(zhong)(zhong)較早(zao)成(cheng)立的(de)新興商業銀行之一,是中(zhong)(zhong)國(guo)較早(zao)參與國(guo)內外金融市場融資(zi)的(de)商業銀行,為中(zhong)(zhong)國(guo)經濟建設做出了積極貢(gong)獻。2007年4月,中(zhong)(zhong)信(xin)銀行實(shi)現在上海證(zheng)券交易所和香港聯(lian)合交易所A+H股(gu)同步上市。
中(zhong)信(xin)(xin)銀(yin)行(xing)(xing)(xing)以(yi)建設成(cheng)為(wei)“有(you)擔當、有(you)溫度、有(you)特色、有(you)價值”的綜(zong)合(he)金(jin)融(rong)(rong)服(fu)務(wu)(wu)提供者為(wei)發展愿景,充分發揮中(zhong)信(xin)(xin)集團“金(jin)融(rong)(rong)+實業(ye)(ye)(ye)”綜(zong)合(he)平臺(tai)優勢(shi),向企業(ye)(ye)(ye)客(ke)(ke)戶(hu)(hu)(hu)和機構客(ke)(ke)戶(hu)(hu)(hu)提供公司銀(yin)行(xing)(xing)(xing)業(ye)(ye)(ye)務(wu)(wu)、國際業(ye)(ye)(ye)務(wu)(wu)、金(jin)融(rong)(rong)市場業(ye)(ye)(ye)務(wu)(wu)、機構業(ye)(ye)(ye)務(wu)(wu)、投資銀(yin)行(xing)(xing)(xing)業(ye)(ye)(ye)務(wu)(wu)、交易銀(yin)行(xing)(xing)(xing)業(ye)(ye)(ye)務(wu)(wu)、托(tuo)管業(ye)(ye)(ye)務(wu)(wu)等綜(zong)合(he)金(jin)融(rong)(rong)解(jie)決方案(an),向個(ge)人(ren)客(ke)(ke)戶(hu)(hu)(hu)提供零售(shou)銀(yin)行(xing)(xing)(xing)、信(xin)(xin)用(yong)卡、消(xiao)費金(jin)融(rong)(rong)、財富(fu)管理(li)、私人(ren)銀(yin)行(xing)(xing)(xing)、出國金(jin)融(rong)(rong)、電子銀(yin)行(xing)(xing)(xing)等多元化(hua)金(jin)融(rong)(rong)產品及(ji)服(fu)務(wu)(wu),多方位滿足(zu)企業(ye)(ye)(ye)、機構及(ji)個(ge)人(ren)客(ke)(ke)戶(hu)(hu)(hu)的綜(zong)合(he)金(jin)融(rong)(rong)服(fu)務(wu)(wu)需求。
截至2021年末,中(zhong)(zhong)(zhong)信(xin)(xin)銀(yin)(yin)行(xing)在(zai)(zai)國(guo)內153個大中(zhong)(zhong)(zhong)城市設(she)(she)(she)有(you)(you)(you)1415家營(ying)(ying)(ying)業(ye)(ye)網(wang)點(dian),在(zai)(zai)境(jing)內外下設(she)(she)(she)中(zhong)(zhong)(zhong)信(xin)(xin)國(guo)際金融控股有(you)(you)(you)限(xian)(xian)公(gong)(gong)司(si)、信(xin)(xin)銀(yin)(yin)(香港)投資有(you)(you)(you)限(xian)(xian)公(gong)(gong)司(si)、中(zhong)(zhong)(zhong)信(xin)(xin)金融租賃有(you)(you)(you)限(xian)(xian)公(gong)(gong)司(si)、信(xin)(xin)銀(yin)(yin)理(li)(li)財(cai)有(you)(you)(you)限(xian)(xian)責(ze)任公(gong)(gong)司(si)、中(zhong)(zhong)(zhong)信(xin)(xin)百(bai)信(xin)(xin)銀(yin)(yin)行(xing)股份有(you)(you)(you)限(xian)(xian)公(gong)(gong)司(si)、阿爾金銀(yin)(yin)行(xing)和浙江(jiang)臨安中(zhong)(zhong)(zhong)信(xin)(xin)村鎮銀(yin)(yin)行(xing)股份有(you)(you)(you)限(xian)(xian)公(gong)(gong)司(si)7家附屬機構(gou)。其中(zhong)(zhong)(zhong),中(zhong)(zhong)(zhong)信(xin)(xin)國(guo)際金融控股有(you)(you)(you)限(xian)(xian)公(gong)(gong)司(si)子(zi)(zi)公(gong)(gong)司(si)中(zhong)(zhong)(zhong)信(xin)(xin)銀(yin)(yin)行(xing)(國(guo)際)在(zai)(zai)香港、澳門、紐約、洛杉(shan)磯、新加坡(po)和中(zhong)(zhong)(zhong)國(guo)內地設(she)(she)(she)有(you)(you)(you)32家營(ying)(ying)(ying)業(ye)(ye)網(wang)點(dian)和2家商務中(zhong)(zhong)(zhong)心。信(xin)(xin)銀(yin)(yin)(香港)投資有(you)(you)(you)限(xian)(xian)公(gong)(gong)司(si)在(zai)(zai)香港和境(jing)內設(she)(she)(she)有(you)(you)(you)3家子(zi)(zi)公(gong)(gong)司(si)。信(xin)(xin)銀(yin)(yin)理(li)(li)財(cai)有(you)(you)(you)限(xian)(xian)責(ze)任公(gong)(gong)司(si)為(wei)本行(xing)全資理(li)(li)財(cai)子(zi)(zi)公(gong)(gong)司(si)。中(zhong)(zhong)(zhong)信(xin)(xin)百(bai)信(xin)(xin)銀(yin)(yin)行(xing)股份有(you)(you)(you)限(xian)(xian)公(gong)(gong)司(si)為(wei)中(zhong)(zhong)(zhong)信(xin)(xin)銀(yin)(yin)行(xing)與百(bai)度公(gong)(gong)司(si)發起(qi)設(she)(she)(she)立的(de)具(ju)有(you)(you)(you)獨立法人(ren)資格直銷銀(yin)(yin)行(xing)。阿爾金銀(yin)(yin)行(xing)在(zai)(zai)哈(ha)薩克(ke)斯(si)坦設(she)(she)(she)有(you)(you)(you)7家營(ying)(ying)(ying)業(ye)(ye)網(wang)點(dian)和1個私人(ren)銀(yin)(yin)行(xing)中(zhong)(zhong)(zhong)心。
中信銀行堅持服務實(shi)(shi)體經(jing)(jing)濟,穩健(jian)經(jing)(jing)營,與(yu)時(shi)俱進。經(jing)(jing)過30余(yu)年的發展(zhan),已成為一家(jia)總資產(chan)規模超8萬(wan)億元、員(yuan)工人數(shu)近6萬(wan)名,具(ju)有強大綜合(he)實(shi)(shi)力(li)和品牌競爭(zheng)力(li)的金融集團。
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